Key Person Cover 2018-05-15T07:30:27+00:00

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Key Person Cover

Also known as “Key Man Insurance” this provides a payment to help protect profits if someone integral to the business were to die or be diagnosed with a terminal illness.

Do key people contribute substantial proportions of profit in your business?

It is worth reviewing where the funds would come from were the key person die or be diagnosed with a terminal illness and whether or not the funds will be sufficient in the future as the company grows.

Why take it?

The loss of a key person can be devastating for a business. Sales may be lost, profits may fall and the gap in the workforce may prove costly to fill.

Key Person cover provides a lump sum to the company upon the death of the insured person which can be used to replace lost profits or fund the recruitment of a suitable replacement.

Terminal illness can also result in a payout.

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“At Fielding Triggs we offer you a comprehensive service of the highest quality. We fully explain everything to make the process straight forward and easy to understand. We are proud of our expert consultants and the consistently excellent feedback that we receive from our clients.”

Martin Wade - Partner

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